Protecting the business.
WHAT REGISTRATION TYPICALLY APPLIES
Business registration Local authority premises permits Signage Fire safety Tax and employer obligations
WHAT MAY APPLY ADDITIONALLY
Requirements for pools Requirements for facilities serving children Qualification requirements for certain instruction
WHAT INSURANCE TO CONSIDER
Public liability, for injury to members and visitors Employer obligations Property and equipment cover Professional indemnity, for instruction and advice
WHY PUBLIC LIABILITY MATTERS MOST
Injury claims are the principal exposure.
WHAT TO CHECK IN THE POLICY
That it covers the activities you actually offer Exclusions Requirements you must meet Limits
WHY REQUIREMENTS SPECIFICALLY
Cover may be void without stated safety measures.
WHAT TO ESTABLISH ABOUT MEMBERSHIP TERMS
What members agree to Rules of use Health declarations Liability provisions
WHAT TO UNDERSTAND
That terms do not remove responsibility for your own negligence.
WHY THAT NEEDS SAYING
Waivers are frequently assumed to provide more protection than they do.
WHAT ACTUALLY PROTECTS YOU
Maintained equipment, trained staff, proper induction and records.
WHAT TO RECORD
Inductions Health declarations Inspections and maintenance Incidents Staff qualifications and training
WHY
They are the evidence after any claim.
WHAT TO ESTABLISH ABOUT INDEPENDENT TRAINERS
That they carry their own insurance, evidenced.
WHAT TO KEEP
Every policy, certificate and record.
