Collecting the money.
WHAT RECURRING PAYMENTS REQUIRE
Stored payment credentials, held by a provider Authorisation to charge repeatedly Handling of failures
WHAT TO NEVER DO
Store card details yourself.
WHY
It is a substantial compliance burden and an unnecessary risk.
WHAT PROVIDERS HANDLE
Storage, charging, retries, and much of the tax.
WHAT LOCAL BUSINESSES FACE
Limited access to some international providers Requirements around entity and banking Customers paying by transfer rather than card
WHAT TRANSFER-BASED PAYMENT MEANS FOR SUBSCRIPTIONS
No automatic renewal, so collection is manual.
WHAT TO BUILD FOR THAT
Invoices issued in advance Reminders Confirmation of receipt Suspension after a defined period
WHAT TO SUPPORT LOCALLY
Card payment through local providers Bank transfer with reference matching Whatever your customers actually use
WHAT TO ESTABLISH BEFORE LAUNCHING
How money reaches an account you control What fees apply How long settlement takes
WHY SETTLEMENT TIMING MATTERS
Cash flow depends on it, not on when the customer paid.
WHAT TO PLAN FOR
Chargebacks and disputes Failed and reversed payments
WHAT TO RETAIN
Evidence of what was delivered, for disputes.
