Local considerations.
WHAT TO CONFIRM WITH YOUR GATEWAY
Whether recurring billing is supported for your account Which card types support it What happens when a card is declined Whether bank transfer subscriptions are possible
THE CARD RESTRICTION PROBLEM
Many Nigerian cards have online transactions restricted by default.
That affects initial payment and subsequent renewals.
WHAT THIS MEANS
A higher failure rate than in other markets.
Plan for it rather than being surprised.
THE ALTERNATIVE
Manual renewal: invoice the customer each period and they pay.
More administration, and it works with any payment method.
For smaller subscriber numbers, viable.
RECURRING BY BANK TRANSFER
Generally requires the customer to act each period.
Effectively manual renewal with a reminder.
WHAT TO BUILD IN
Generous retry handling Clear notification when payment fails An easy way to pay manually
WHAT TO TEST
A declined renewal, and what the customer experiences.
