Where identity systems are heading.
WHAT THE DIRECTION IS
Consolidation around a single verified identity, linked across services.
WHAT THAT MEANS PRACTICALLY
More services requiring the national identity number Greater linkage between records Verification rather than document inspection
WHAT IT PROVIDES
Reduced fraud Simpler verification Services deliverable remotely
WHAT IT RISKS
Exclusion of those without enrolment Concentration of data Consequences of errors propagating
WHAT ERROR PROPAGATION MEANS
A wrong detail in one record affecting every linked service.
WHAT TO DO ABOUT IT
Ensure your records are correct, everywhere.
WHAT TO CHECK
That name, date of birth and other details match across identity, banking, tax and other records.
WHY THAT MATTERS INCREASINGLY
Mismatches cause failures as linkage deepens.
WHAT BUSINESSES SHOULD PREPARE FOR
Verification requirements in more processes Customers required to provide identity numbers Obligations to verify
WHAT TO BUILD
Processes that verify rather than collect copies.
WHY
Holding copies of identity documents is a liability.
WHAT TO PREFER
Verification services, where available.
WHAT TO WATCH
Announcements affecting your sector.
WHAT TO AVOID
Building processes around requirements likely to change.
