When you are everyone.
WHAT IS DIFFERENT
No colleague to verify with No separation of duties Everything depends on you and your devices
WHAT TO DO ABOUT VERIFICATION
Build a deliberate pause instead of a second person.
Any payment detail change waits until you have called the known number.
WHAT TO PRIORITISE
Your email, above everything Your phone, which holds your codes Backups, since nobody else has a copy Account recovery, since nobody else can recover for you
THE RECOVERY POINT
Test recovering a critical account without your usual device.
If you cannot, you have a single point of failure.
WHAT TO ARRANGE
Someone trusted who could access essentials if you were unavailable.
WHAT TO KEEP
A record of accounts and where things are, reachable by that person.
WHAT NOT TO DO
Keep everything only in your head and on one phone.
WHAT TAKES AN AFTERNOON
The record, the backup arrangement, and the recovery test.
WHAT IT PREVENTS
A device failure ending your business.
