Evidence you will need.
WHAT TO KEEP
An inventory of equipment and stock Purchase receipts Photographs of premises and equipment Serial numbers Valuations, where relevant
WHY
A claim requires you to demonstrate what you had and what it was worth.
WHAT PEOPLE DISCOVER
That they cannot prove what was lost.
WHAT TO PHOTOGRAPH
Each room and area Equipment, including serial numbers Stock
HOW OFTEN TO UPDATE
Annually, and after substantial purchases.
WHERE TO STORE IT
Not only at the premises.
A fire destroying the premises destroys records kept there.
WHAT ELSE TO KEEP OFFSITE
Your policy documents Your broker's contact details Your inventory
WHAT TO RECORD FOR EACH ITEM
What it is, when bought, what it cost, its serial number.
WHAT THAT ENABLES
A claim settled properly and promptly.
WHAT WITHOUT IT
Arguments about what you had, and a reduced settlement.
