The options.
BANK TRANSFER
Standard for most Nigerian business payments.
Include your account name, number and bank on every invoice.
PAYMENT LINKS
A link the customer clicks to pay by card or transfer through a gateway.
Paid faster than manual transfers.
Costs a gateway fee.
CASH
Fine for small amounts. Issue a receipt.
Record it immediately or it is forgotten.
CHEQUES
Slow and increasingly uncommon. Confirm cleared funds before delivering.
WHAT TO OFFER
Bank transfer, plus a payment link if the convenience justifies the fee.
MAKING IT EASY
The easier paying is, the sooner you are paid.
Account details on the invoice, correct and complete.
WHAT TO AVOID
Account details only in a separate message A personal account for a registered business Asking the customer to request your details
WHAT TO CONFIRM
Funds in your own account before treating an invoice as paid.
