Advising on cover.
THE REGULATORY POSITION
Insurance advice is regulated. Establish what applies to you.
WHERE IT HELPS SAFELY
Explaining products in plain language Client correspondence Summarising policy documents Administrative work
FOR EXPLAINING COVER
"Explain what this policy covers and excludes, in plain language for a client."
Verify against the actual policy wording.
WHAT NEVER TO GENERATE
Policy terms Exclusions Premium figures Claims advice
THE EXCLUSIONS POINT
Most insurance disputes concern exclusions.
Read the policy. Never rely on a generated summary of what is covered.
FOR CLAIMS
Helping a client document a claim clearly.
Never advising on whether a claim will succeed.
FOR CLIENT DATA
Frequently sensitive. Establish what you may send.
WHAT REMAINS PROFESSIONAL WORK
Advice, suitability, and accountability to your regulator.
