The current methods.
VOICE CLONING
A short recording is enough to produce a convincing imitation.
Used for calls from an apparent family member in distress, or an apparent employer authorising a payment.
WHAT PROTECTS YOU
Call back on a number you already have. Never the one provided.
Agree a family word or question that a caller must answer.
CONVINCING MESSAGES
Phishing no longer has the spelling errors people were taught to spot.
Messages can match a real person's writing style.
WHAT PROTECTS YOU
Verify any request for money or credentials through a separate channel.
Never act on urgency. Urgency is the tool.
FAKE PROFILES AND ROMANCE FRAUD
Convincing photographs, sustained conversation, and eventually a request for money.
WHAT PROTECTS YOU
Never send money to someone you have not met. A video call they always avoid is a signal.
FOR BUSINESSES
No change to payment details without a phone call to a known number.
THE UNDERLYING RULE
Verify through a channel the other party did not provide.
