Household finances.
WHERE IT HELPS
Explaining financial concepts Structuring a budget Categorising spending you supply Modelling scenarios you specify
Explaining documents: statements, agreements, bills
WHERE IT MUST NOT BE USED
Financial advice Investment decisions Calculations you rely on Anything about your specific circumstances without checking
THE ARITHMETIC WARNING
Models calculate unreliably. Use a spreadsheet or a calculator.
FOR BUDGETING
"Here is my income and my regular costs. Help me structure a budget."
You supply the figures. Check the arithmetic.
FOR UNDERSTANDING DOCUMENTS
"Explain what this clause in my loan agreement means."
Genuinely useful, and verify anything you will act on.
WHAT NEVER TO DO
Act on generated advice about a financial product Accept generated interest calculations Treat it as a financial adviser
FOR DEBT OR FINANCIAL DIFFICULTY
Speak to a qualified adviser or a debt support organisation.
An AI tool is not regulated and its output carries no protection.
WHAT TO NEVER SEND
Account numbers, card details, or identification numbers.
