Where it helps and where it must not.
WHERE IT HELPS
Explaining financial concepts Structuring an analysis Extracting data from invoices and statements Drafting commentary on results you supply Summarising financial documents
WHERE IT MUST NOT BE USED
Performing calculations you rely on Producing figures Tax or regulatory advice Anything filed or submitted without qualified review
THE CALCULATION WARNING
Language models perform arithmetic unreliably.
Use a spreadsheet. Ask AI to explain or structure, not to compute.
WHAT TO NEVER ACCEPT
A figure the model produced A calculation you did not check A statement about tax obligations
FOR COMMENTARY
"Here are this quarter's figures against last quarter. Write a plain commentary explaining the movements."
You supply the figures. It supplies the prose.
FOR UNDERSTANDING
"Explain what this line in my accounts means."
Genuinely useful for a business owner who is not an accountant.
WHAT STILL REQUIRES A PROFESSIONAL
Filing, tax positions, and anything with regulatory consequence.
Speak to an accountant.
